Don't Be Sold - Empowerment Kit
The LIR Team has created the Empowerment Kit — our signature collection of powerful, consumer-focused resources designed to help you make confident, informed life insurance planning decisions. Below is a preview of some of the 11 essential tools included.
1/11
10 Questions to Ask Yourself About Your Agent, Broker, or Financial Advisor
To protect yourself from being sold life insurance products that are not in your best interest, it is important to answer a series of basic questions that provide clarity and guidance, empowering you to avoid unsuitable, sales-driven advice.
2/11
Life Insurance Planning X-Curve™
This unique infographic is designed to guide your decision-making process when considering life insurance, annuities, long-term care, and disability products. It also illustrates how financial and estate planning can be funded through life insurance company products that are sold to consumers.
03-07/11
Red, Yellow, & Green Life Insurance Decision Guides
This is a four-part PDF life insurance decision guide that makes it easy to determine whether you are a good fit for a particular type of life insurance product, such as Term, Whole Life (WL), or Indexed Universal Life (IUL).
08/11
Simplify Life Insurance Needs Worksheet
This fillable PDF worksheet is designed to help you easily start your life insurance planning. All entered figures are automatically calculated for you.
So Much More...
The complete list of 11 total resources in the Kit:
1. Top 8 Dos & DONTs of Buying Life Insurance
2. 10 Questions to Ask Yourself
3. The LIR Decision Guide
4. Life Insurance Planning X-Curve
5. Life Insurance Types Triangle
6. Dear Policyholder Letter
7. Red-Yellow-Green Life Product Decision Guide - Cash Value for Cash Accumulation
8. Red-Yellow-Green Life Product Decision Guide - Cash Value for Max Death Benefit
9. Red-Yellow-Green Life Product Decision Guide - Term with Conversion & Living Benefits
10. Red-Yellow-Green Life Product Decision Guide - Term with No Conversion & Benefits
11. Simplify Life Insurance Needs Worksheet (pdf fillable)​