Life Insurance Confidential 1st Book
- LIR TEAM
- Aug 9
- 3 min read
LIR’s First Published Work in the “Life Insurance Confidential” Series
LifeInsuranceReview.com (LIR) is proud to announce the release of the first book in its Life Insurance Confidential series — “Life Insurance Confidential – Don’t Let Yourself Own a Bad Policy” — authored by our Chief Life Insurance Analyst, John Nguyen, EA, CLU®, ChFC®.
This landmark publication is more than a guide. It’s an informative, educational, and public service resource designed to empower consumers. The book pulls back the curtain on how the life insurance sales industry works, the risks of owning the wrong policy, and the critical importance of having your coverage reviewed by a truly independent, fiduciary life insurance expert.
A Trusted Resource Since 2011
Since its founding, LIR Insurance Solutions has been the go-to independent resource for financial professionals — including CPAs, Estate Planning Attorneys, and Fee-Only Financial Advisors — who trust us to protect their clients from being sold policies that aren’t in their best interest.
Unlike most of the industry, LIR operates under the highest possible client-first standard — as a Licensed Life Insurance Analyst.
This rare credential — held by less than 1% of life insurance professionals and regulated by the California Department of Insurance — allows LIR to:
Conduct independent reviews of life insurance, annuities, long-term care, and disability policies
Charge a fee for analysis rather than earning commissions from sales
Provide unbiased, expert advice solely in the client’s best interest
Why This Book Matters
The life insurance industry does not operate under a universal fiduciary standard. Most agents, brokers, and advisors — whether captive or independent — are not legally required to put the client’s needs first.
Our book reveals the inside reality of this system — and gives readers the tools to protect themselves from:
Being sold policies that are not in their best interest
Missing better options because of limited product offerings
Failing to fully understand their coverage or policy terms
It also explains why every consumer should take advantage of the Free Look period (10–30 days) after a policy is delivered — to thoroughly review it and, at the very least, seek a second independent opinion. Getting a professional review during this window can prevent years of costly regret.
Our Goal
LIR’s mission is simple: empower the public. We want consumers to:
Demand transparency from anyone selling them life insurance
Confirm their agent, broker, or advisor is acting in their best interest
Know they can always get an independent review from LIR
For over a decade, we’ve been committed to making sure clients own the right policy — not just the one they were sold. The reality is, more than 80% of the policies we review can be improved or optimized. Why? Because most industry professionals spend far more time on sales and marketing training than on technical life insurance product expertise.
This book is our way of giving consumers the knowledge, confidence, and resources to make informed decisions — and to insist on advice that truly serves their best interest.
Get Your Copy Today - Life Insurance Confidential 1st Book
If you want to understand the hidden realities of the life insurance industry, protect yourself from costly mistakes, and make sure you own a policy that truly serves you — this book is your starting point.
📖 Buy your copy here - Life Insurance Confidential 1st Book: https://www.lifeinsurancereview.com/lifeinsuranceconfidentialbook
