LifeInsuranceReview.com (LIR) announces its first book in the Life Insurance Confidential series — Don’t Let Yourself Own a Bad Policy, by Chief Life Insurance Analyst John Nguyen, EA, CLU®, ChFC®. This consumer guide exposes industry practices, reveals why most policies can be improved, and empowers readers to demand transparency, act in their best interest, and seek independent reviews.

Many agents are selling life insurance, annuities, disability, and LTC policies based on outdated or self-serving advice. The new OBBB Act changes the tax landscape, reducing the need for many of these products — yet the sales push continues. LifeInsuranceReview.com offers independent, fiduciary policy reviews to help you avoid being sold and start making decisions in your best interest.

Life insurance underwriting can make or break your approval and pricing. At LifeInsuranceReview.com (LIR), we specialize in complex cases that other brokers can’t solve. Recently, we secured $34.5M in coverage for a client who was declined by 14 companies. Our expertise, in-depth medical reviews, and carrier relationships give clients the best chance at approval—even when others have failed.

LifeInsuranceReview.com created its own “Dear Policyholder” letter to remind clients that their life insurance policy was not sold to them—but purposefully chosen after a thorough, unbiased review. As consumer advocates, LIR helps people truly understand their coverage, uncover better options, and buy with clarity. This heartfelt letter is now shared publicly to inspire informed choices and protect families with confidence.

ABR Living Benefits are often marketed as “free,” but they’re not. Whether in term or cash value life insurance, these riders carry hidden internal costs that can reduce cash value growth and long-term policy efficiency. LifeInsuranceReview.com helps consumers uncover these costs with expert, unbiased reviews—ensuring you’re informed, protected, and not misled by sales tactics.

Most insurance agents lack investment licenses and proven experience of investment and financial planning —leading to biased advice. LIR gives consumers the truth, unbiased.

Permanent life insurance isn’t always permanent. Learn why death benefits can lapse—and how an expert review can protect your policy.

Avoid being a square peg in a round hole. Let LifeInsuranceReview.com help you review and verify your life insurance the right way.

Get unbiased, transparent life insurance insights from LifeInsuranceReview.com. We educate & empower—helping you make informed decisions!

Don't be sold—get a second opinion on your life insurance! Explore, compare, and verify with a fiduciary, not a salesperson.

Maximize your wealth transfer! Learn why converting IRA funds to life insurance can yield higher, tax-free benefits. #EstatePlanning #LIR

Whole Life Insurance isn't as simple as it's sold to be—dividends aren't guaranteed, and premiums may rise. Get a fiduciary review today!

Learn the unique Life Insurance Planning X-Curve by LifeInsuranceReview.com (LIR) to better understand life insurance company products.

Avoid bad life insurance policies! Learn the top 5 red flags: poor design, high costs, bad service, low ratings, and profit-driven insurers.

Be critical about the advice your life insurance agent provides. Don't be sold, get a second opinion to explore, compare and verify options.

Don't be Sold! Discover the life insurance you need! Avoid overpaying for the same coverage and get more with expert guidance from LIR.

Many life insurance agents neglect regular policy reviews, leaving policyholders with outdated coverage. At LIR, we fills this gap!

Life insurance with living benefits offers financial protection for illnesses and injuries. Explore options to ensure your policy is best.

When you’re navigating the complex world of life insurance, knowledge is power. Here are the top five things they don't tell you!

Case Study - Better Guaranteed Death Benefit with a VUL than a GUL policy. It's important to work with LIR to get more options.