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The Impact of Agent Advice on Life Insurance Purchases
Be critical about the advice your life insurance agent provides. Don't be sold, get a second opinion to explore, compare and verify options.
LIR TEAM
Oct 25, 20245 min read


The AG 49 Gap: Why IUL Illustrations Mislead and What You Need to Know
IUL illustrations can mislead with optimistic returns. Understand the AG 49 gap, market risks, and request an IRR report for clarity.
LIR TEAM
Oct 18, 20247 min read


Life Insurance Review Experts – Experience, Expertise and Designations Matter
Choosing life insurance? Find an expert with 4+ years experience, diverse product knowledge, and key certifications like CLU, ChFC, or CFP.
LIR TEAM
Oct 11, 20244 min read


The Life Insurance You're Being Sold vs. What You Actually Need (and Want!)
Don't be Sold! Discover the life insurance you need! Avoid overpaying for the same coverage and get more with expert guidance from LIR.
LIR TEAM
Oct 5, 20244 min read


Why Do Life Insurance Agents and Brokers Rarely Review Policies for Their Clients?
Many life insurance agents neglect regular policy reviews, leaving policyholders with outdated coverage. At LIR, we fills this gap!
LIR TEAM
Sep 27, 20244 min read


Living Benefits: Maximize Your Life Insurance Policy's Potential
Life insurance with living benefits offers financial protection for illnesses and injuries. Explore options to ensure your policy is best.
LIR TEAM
Sep 21, 20246 min read


Decoding the Complexity of a Life Policy: Why a Thorough Review is Crucial
Life policies are complex. Don't get lost in the jargon! Exclusions, provisions, & riders. Use the free-look period to get it reviewed.
LIR TEAM
Sep 13, 20246 min read


Life Insurance Funded by IRAs to Enhance Financial, Retirement, and Estate Planning
Optimize your financial plan with life insurance funded by your IRA. Protect your legacy, reduce taxes, and secure your family's future.
LIR TEAM
Sep 6, 20245 min read


TERM Life Insurance – Know Your Options, Don't be Sold!
Explore the true value of Term Life insurance. Understand your options, avoid common pitfalls, and make informed decisions.
LIR TEAM
Aug 30, 20245 min read


LTC and Chronic Illness Riders Can Enhance Your Life Insurance Policy
A guide to help you understand the benefits and differences of these life insurance optional features - LTC and Chronic Illness Riders
LIR TEAM
Aug 16, 20248 min read


Insightful Decision Guide - Indexed Universal Life (IUL)
A detail decision guide to empower you to make an informed decision and learn more about the popular Index Universal Life (IUL) product.
LIR TEAM
Aug 10, 20246 min read


Top 5 Things Your Life Insurance Agent, Broker, or Financial Advisor Won’t Tell You
When you’re navigating the complex world of life insurance, knowledge is power. Here are the top five things they don't tell you!
LIR TEAM
Aug 2, 20243 min read


Life Settlement: Myths, Truths, and FAQs
Unlock your life insurance's value with a life settlement. Explore myths, truths, and FAQs to make informed financial decisions.
LIR TEAM
Jul 19, 20245 min read


Are Cash Value Life Insurance Tax Benefits Worth It? A Critical Analysis
When evaluating cash value life insurance, it's essential to ask: Are the cash value tax benefits worth it for me and my situation?
LIR TEAM
Jul 6, 20245 min read


Are Insurance Agents and Brokers Fiduciaries? What to Know Before You Buy Insurance
Understand why insurance agents aren't fiduciaries and learn how to choose a financial advisor who truly acts in your best interest.
LIR TEAM
Jun 28, 20244 min read


Deceptive College Savings Tactics: Why Cash Value Life Insurance Might Not Be the Answer
Are you considering cash value life insurance as a way to save for your child's college education? You might want to think again...
LIR TEAM
Jun 21, 20244 min read


Cash Value Life Insurance Illustration: What They WON'T Tell You (Review & Compare)
Before you jump at the first policy offered, it's crucial to understand the key factors behind those rosy illustrations/quotes.
LIR TEAM
Jun 14, 20244 min read


Don't Miss the "Free-Look Period" - Know This Law & Opportunity Before it's Too Late!
Did you know California law guarantees a "free-look period" for life insurance? This critical window allows you to review your policy and
LIR TEAM
Jun 8, 20243 min read


The Real Price of Working with a Life Insurance Agent or Broker
Choosing the right life insurance policy is a crucial decision. But with agents and brokers motivated by commissions, can you be sure they
LIR TEAM
May 31, 20243 min read


Don't Be Fooled by Online Life Insurance Quotes: Get the Full Picture
They may appear to provide you with numerous great options, but in reality, they limit your choices and hinder your search....
LIR TEAM
May 17, 20243 min read

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