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The Stacked Assumptions Trap: Why IUL and FIA Illustrations Are Built on Bad Math
IUL and FIA illustrations may appear precise, but their long-term results often depend on multiple non-guaranteed assumptions working together. Learn how to identify, stress-test, and independently verify those assumptions before buying or keeping a policy.
LIR TEAM
Sep 517 min read


Life Insurance Product Concepts and Illustrations Are Not Reality
Life insurance and annuity illustrations often look perfect on paper — but they’re not reality. Discover how fiduciary, fee-based reviews from California-licensed Life Insurance Analysts at LifeInsuranceReview.com protect clients and professionals from misleading projections.
LIR TEAM
Oct 11, 20255 min read
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