Before using life insurance to fund education, compare what your family can actually spend. LIR explains 529 benefits, IUL and whole life costs, FAFSA rules, and the questions every parent and professional should ask.

A real-world Indexed Universal Life policy sold for a child illustrates the hidden costs, opportunity costs, commission incentives, and performance risks families should understand before using life insurance as a savings strategy.

Many consumers discover too late that their annuities—especially Fixed Index Annuities—underperformed due to lowered caps and unclear expectations. An independent review by a Licensed Life Insurance Analyst can reveal better options, prevent costly mistakes, and provide true annuity rescue strategies. Partner with LifeInsuranceReview.com (LIR) for a trusted, unbiased second opinion.

Are you considering cash value life insurance as a way to save for your child's college education? You might want to think again...