Explores why many consumers are never shown Variable Universal Life as an option when comparing life insurance for accumulation. Due to licensing, regulation, and compensation structures, most agents only offer fixed products like IUL or Whole Life. This article explains how modern VULs have evolved, why transparency and FINRA oversight matter, and why an independent second opinion from a Licensed Life Insurance Analyst at LIR can help consumers and professionals avoid costl

Life Insurance Awareness Month: Get a second independent review by a licensed life insurance analyst agency today! When it comes to life...

Case Study - Better Guaranteed Death Benefit with a VUL than a GUL policy. It's important to work with LIR to get more options.