Life insurance and annuity illustrations often look perfect on paper — but they’re not reality. Discover how fiduciary, fee-based reviews from California-licensed Life Insurance Analysts at LifeInsuranceReview.com protect clients and professionals from misleading projections.

Life Insurance Awareness Month: Get a second independent review by a licensed life insurance analyst agency today! When it comes to life...

Most IUL policy illustrations leave out key pages—like Charges & Expenses and Internal Rate of Return—that reveal the true costs. At LifeInsuranceReview.com, we’re fee-based experts who help clients and their advisors uncover hidden fees, compare options, and make informed decisions. If you don’t see these pages, you’re not getting the full picture.

Permanent life insurance isn’t always permanent. Learn why death benefits can lapse—and how an expert review can protect your policy.

Reviewing, comparing, and verifying your premium finance life policy is crucial to ensure it performs as expected and still in on track.

When you’re navigating the complex world of life insurance, knowledge is power. Here are the top five things they don't tell you!

Case Study - Better Guaranteed Death Benefit with a VUL than a GUL policy. It's important to work with LIR to get more options.

When evaluating cash value life insurance, it's essential to ask: Are the cash value tax benefits worth it for me and my situation?

Are you considering cash value life insurance as a way to save for your child's college education? You might want to think again...