“LIRP,” “7702 Plan,” and “Private Pension” sound like powerful retirement strategies—but they’re often just marketing terms for cash value life insurance. These policies are not investments or IRS-recognized retirement accounts. Learn how they really work, the risks involved, and why independent policy review during the free-look period is critical for both consumers and professionals.

Debunking 11 misleading life insurance and annuity sales pitches used in IUL, Whole Life, and annuities. Learn the truth behind tax-free income, 0% floors, and “guaranteed” returns.

Understanding why & how to request original & inforce illustrations is essential for anyone who owns a Whole Life or Indexed Universal Life (IUL) policy. These illustrations reveal how the policy was originally designed and how it is currently performing. By comparing the two, policyholders and professionals can identify potential issues early, verify assumptions, and determine whether the policy remains on track with its intended goals.

The Kyle Busch IUL Lawsuit Update & Settlement shows why a policy review could have avoided legal headaches. Learn key lessons for consumers, CPAs, and financial professionals.

Life Insurance Awareness Month: Get a second independent review by a licensed life insurance analyst agency today! When it comes to life...