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Avoiding Common Mistakes in Life Insurance Death Benefits for Estate Planning
Avoiding life insurance death benefit mistakes requires informed decisions and professional guidance. Work with a fiduciary professional.
LIR TEAM
Jul 12, 20243 min read


Are Cash Value Life Insurance Tax Benefits Worth It? A Critical Analysis
When evaluating cash value life insurance, it's essential to ask: Are the cash value tax benefits worth it for me and my situation?
LIR TEAM
Jul 6, 20245 min read


Are Insurance Agents and Brokers Fiduciaries? What to Know Before You Buy Insurance
Understand why insurance agents aren't fiduciaries and learn how to choose a financial advisor who truly acts in your best interest.
LIR TEAM
Jun 28, 20244 min read


Deceptive College Savings Tactics: Why Cash Value Life Insurance Might Not Be the Answer
Are you considering cash value life insurance as a way to save for your child's college education? You might want to think again...
LIR TEAM
Jun 21, 20244 min read


Cash Value Life Insurance Illustration: What They WON'T Tell You (Review & Compare)
Before you jump at the first policy offered, it's crucial to understand the key factors behind those rosy illustrations/quotes.
LIR TEAM
Jun 14, 20244 min read


Don't Miss the "Free-Look Period" - Know This Law & Opportunity Before it's Too Late!
Did you know California law guarantees a "free-look period" for life insurance? This critical window allows you to review your policy and
LIR TEAM
Jun 8, 20243 min read


The Real Price of Working with a Life Insurance Agent or Broker
Choosing the right life insurance policy is a crucial decision. But with agents and brokers motivated by commissions, can you be sure they
LIR TEAM
May 31, 20243 min read


Get a Second Opinion (Without the Sales Pitch!) - What Life Insurance is Best?
Buying life insurance can feel overwhelming. You're presented with a complex product by an agent or broker who naturally wants to sell you
LIR TEAM
May 25, 20243 min read


Don't Be Fooled by Online Life Insurance Quotes: Get the Full Picture
They may appear to provide you with numerous great options, but in reality, they limit your choices and hinder your search....
LIR TEAM
May 17, 20243 min read


Interest Rates Up, Life Insurance Benefits Up: Lock in the Best Coverage Now!
Interest rates are rising, and that's good news for your savings! But it's also a prime opportunity to get great deals on life insurance!
LIR TEAM
May 10, 20242 min read


Uncertain About Your Life Insurance Policy? Get Clarity Today!
Life insurance is a critical piece of your financial plan, but navigating the options can be overwhelming. Since 2009, LIR has been empoweri
LIR TEAM
May 4, 20241 min read

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