top of page



“ABR Living Benefits Are Not Free” – What Most Insurance Agents Don’t Tell You
ABR Living Benefits are often marketed as “free,” but they’re not. Whether in term or cash value life insurance, these riders carry hidden internal costs that can reduce cash value growth and long-term policy efficiency. LifeInsuranceReview.com helps consumers uncover these costs with expert, unbiased reviews—ensuring you’re informed, protected, and not misled by sales tactics.
LIR TEAM
Jun 145 min read


Whole Life & Indexed Universal Life Loan Options – What’s Best?
ChatGPT said:
Whole Life and IUL policies offer tax-free income through loans—but choosing the wrong loan type can hurt your policy. This article explains key differences like direct vs non-direct recognition (Whole Life) and participating vs standard loans (IUL). LifeInsuranceReview.com helps consumers make informed decisions with unbiased policy reviews, ensuring your loan strategy supports your long-term goals.
LIR TEAM
Jun 75 min read


Lack of Securities/Investment License – A Disservice for Life Insurance Consumers
Most insurance agents lack investment licenses and proven experience of investment and financial planning —leading to biased advice. LIR gives consumers the truth, unbiased.
LIR TEAM
May 315 min read


Seven Options for Unwanted or No Longer Needed Life Insurance Policies
Seven smart options for unwanted life insurance policies—get expert, unbiased reviews at LifeInsuranceReview.com.
LIR TEAM
May 235 min read


Death Benefits Are Not Guaranteed for Life: What Every Policyholder Should Know
Permanent life insurance isn’t always permanent. Learn why death benefits can lapse—and how an expert review can protect your policy.
LIR TEAM
May 165 min read


Blended Whole Life and IUL Policies – Pros & Cons
Blended Whole Life & IUL policies can boost cash value & returns—but few agents understand them. LIR is your expert, consumer-first guide.
LIR TEAM
May 95 min read


Life Insurance Agents/Brokers Are Financial Advisors Too? YES!
Many life insurance agents pose as financial advisors—don’t be misled. Get expert, unbiased reviews at LifeInsuranceReview.com.
LIR TEAM
May 24 min read


Life Insurance Policies Better in Another State?
Life insurance policies can offer better value in other states—LIR helps you review, compare, and choose the best option nationwide.
LIR TEAM
Apr 254 min read


Case Study: Term Policy Conversion
Term policy conversion mistakes are common. LifeInsuranceReview.com helps verify, protect options, and guide clients with expert reviews.
LIR TEAM
Apr 184 min read


A Square Peg in a Round Hole: Why LIR is the Right Fit for Your Life Insurance Needs
Avoid being a square peg in a round hole. Let LifeInsuranceReview.com help you review and verify your life insurance the right way.
LIR TEAM
Apr 114 min read


Disability Policy Reviews
Unbiased, expert disability policy reviews by fiduciaries—no sales pitch, just clarity to help you protect your income and make informed dec
LIR TEAM
Apr 44 min read


Three Types of Life Insurance Products
Get unbiased, transparent life insurance insights from LifeInsuranceReview.com. We educate & empower—helping you make informed decisions!
LIR TEAM
Mar 283 min read

bottom of page

